Travel Insurance provides you with coverage and protection for medical expenses and expenses that may result from accidents during your travel.

In cooperation with a leading international Travel Insurance Service provider (AIG), we offer flexible and comprehensive travel plans (elite, platinum, gold and silver). The plans are available for individual and families. They can cover single trip to multiple trips under an annual policy.

POLICY BENEFITS & LIMITATIONS

SUMMARY OF COVERS

Platinum

Limits in USD

Gold

Limits in USD

Silver

Limits in USD
Accidental Death 100% of the Principal Sum Insured 100% of the Principal Sum Insured 100% of the Principal Sum Insured (Common Carrier only)
Permanent Partial Disability % of the Principal Sum Insured as per scale. % of the Principal Sum Insured as per scale. Not Covered
Permanent Total Disability 100% of the Principal Sum Insured 100% of the Principal Sum Insured Not Covered
Emergency Medical Expenses (Accident & Sickness)
Deductible
US$500,000
US$100
US$100,000
US$100
US$50,000
US$100
Dental Expenses


Per Tooth
Included in Emergency Medical Expenses and up to a maximum of US$1,000
US$200
Included in Emergency Medical Expenses and up to a maximum of US$1,000
US$200
Included in Emergency Medical Expenses and up to a maximum of US$1,000
US$200
Emergency Medical Evacuation Included in Emergency Medical Expenses Included in Emergency Medical Expenses Included in Emergency Medical Expenses
Baggage Loss (Common Carrier)
Per Bag
Per Item
US$2,500
US$1250
US$125
US$1,000
US$500
US$50
Not Covered
Baggage Delay
Excess
US$50 per hour up to US$1,000
4 Hours
US$50 per hour up to US$500
4 Hours
Not Covered
Travel Delay
Excess
US$50 per hour up to US$1,000
4 Hours
US$50 per hour up to US$500
4 Hours
Not Covered
Personal Liability US$1,000,000 US$500,000 Not Covered
Repatriation of Remains US$10,000 US$7,000 US$5,000
Hijacking US$250 per hour up to US$10,000 Not Covered Not Covered
Emergency Family Travel US$2,500 Not Covered Not Covered
Legal Fees US$5,000 Not Covered Not Covered
Bail Bond US$10,000 Not Covered Not Covered
Loss of Passport US$500 US$300 Not Covered
Trip Cancellation or Curtailment US$5,000 US$2,500 Not Covered
Missed Departure US$1,000 Not Covered Not Covered
Assistance Department Covered Covered Covered
Hazardous Sports Benefits Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
Terrorism Extension Amount noted for the applicable cover above or US$100,000 whichever is less Amount noted for the applicable cover above or US$100,000 whichever is less Not Covered
  • Section 1 - Personal Accident Benefits Principal Sum Insured: US$150,000
    Accidental Death 100% of the Principal Sum Insured
    Permanent Partial Disability % of the Principal Sum Insured as per scale.
    Permanent Total Disability 100% of the Principal Sum Insured
    Section 2 - Medical and Related Benefits USD.500,000
    Emergency Medical Expenses (Accident & Sickness)
    Deductible
    US$500,000
    US$100
    Dental Expenses

    Per Tooth
    Included in Emergency Medical Expenses and up to a maximum of US$1,000
    US$200
    Emergency Medical Evacuation Included in Emergency Medical Expenses
    Section 3 - Travel Inconvenience Benefits Covered
    Baggage Loss (Common Carrier)
    Per Bag
    Per Item
    US$2,500
    US$1250
    US$125
    Baggage Delay
    Excess
    US$50 per hour up to US$1,000
    4 Hours
    Travel Delay
    Excess
    US$50 per hour up to US$1,000
    4 Hours
    Personal Liability US$1,000,000
    Repatriation of Remains US$10,000
    Hijacking US$250 per hour up to US$10,000
    Emergency Family Travel US$2,500
    Legal Fees US$5,000
    Bail Bond US$10,000
    Loss of Passport US$500
    Trip Cancellation or Curtailment US$5,000
    Missed Departure US$1,000
    Assistance Department Covered
    Section 4 - Additional Optional Coverage Covered
    Hazardous Sports Benefits Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
    Terrorism Extension Amount noted for the applicable cover above or US$100,000 whichever is less
  • Section 1 - Personal Accident Benefits Principal Sum Insured US$25,000
    Accidental Death 100% of the Principal Sum Insured
    Permanent Partial Disability % of the Principal Sum Insured as per scale.
    Permanent Total Disability 100% of the Principal Sum Insured
    Section 2 - Medical and Related Benefits USD.100,000
    Emergency Medical Expenses (Accident & Sickness)
    Deductible
    US$100,000
    US$100
    Dental Expenses

    Per Tooth
    Included in Emergency Medical Expenses and up to a maximum of US$1,000
    US$200
    Emergency Medical Evacuation Included in Emergency Medical Expenses
    Section 3 - Travel Inconvenience Benefits Covered
    Baggage Loss (Common Carrier)
    Per Bag
    Per Item
    US$1,000
    US$500
    US$50
    Baggage Delay
    Excess
    US$50 per hour up to US$500
    4 Hours
    Travel Delay
    Excess
    US$50 per hour up to US$500
    4 Hours
    Personal Liability US$500,000
    Repatriation of Remains US$7,000
    Hijacking Not Covered
    Emergency Family Travel Not Covered
    Legal Fees Not Covered
    Bail Bond Not Covered
    Loss of Passport US$300
    Trip Cancellation or Curtailment US$2,500
    Missed Departure Not Covered
    Assistance Department Covered
    Section 4 - Additional Optional Coverage Covered
    Hazardous Sports Benefits Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
    Terrorism Extension Amount noted for the applicable cover above or US$100,000 whichever is less
  • Section 1 - Personal Accident Benefits Principal Sum Insured US$25,000
    Accidental Death 100% of the Principal Sum Insured (Common Carrier only)
    Permanent Partial Disability Not Covered
    Permanent Total Disability Not Covered
    Section 2 - Medical and Related Benefits USD.50,000
    Emergency Medical Expenses (Accident & Sickness)
    Deductible
    US$50,000
    US$100
    Dental Expenses

    Per Tooth
    Included in Emergency Medical Expenses and up to a maximum of US$1,000
    US$200
    Emergency Medical Evacuation Included in Emergency Medical Expenses
    Section 3 - Travel Inconvenience Benefits Not Covered
    Baggage Loss (Common Carrier)
    Per Bag
    Per Item
    Not Covered
    Baggage Delay
    Excess
    Not Covered
    Travel Delay
    Excess
    Not Covered
    Personal Liability Not Covered
    Repatriation of Remains US$5,000
    Hijacking Not Covered
    Emergency Family Travel Not Covered
    Legal Fees Not Covered
    Bail Bond Not Covered
    Loss of Passport Not Covered
    Trip Cancellation or Curtailment Not Covered
    Missed Departure Not Covered
    Assistance Department Covered
    Section 4 - Additional Optional Coverage Only hazardous and winter sports
    Hazardous Sports Benefits Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
    Terrorism Extension Not Covered

Benefits

Platinum
  • Covering personal accidents like accidental death, permanent partial disability and permanent total disability
  • Covering emergency medical expenses including dental and emergency evacuation
  • Travel inconvenience includes baggage loss, baggage delay, travel delay, personal liability, repatriation of remains, hijacking, emergency family travel, bail bond, loss of passport, trip cancellation, missed departure.
  • Can cover hazardous and winter sports, and terrorism
*Terms and conditions apply.
Gold
  • Covering personal accidents like accidential death, permanent partial disability and permanent total disability
  • Covering emergency medical expenses including dental and emergency evacuation
  • Travel inconvenience includes baggage loss, baggage delay, travel delay, personal liability, repatriation of remains, loss of passport, trip cancellation.
  • Can cover hazardous and winter sports, and terrorism
*Terms and conditions apply.
Silver
  • Covering personal accidents like accidental death in respect of common carrier.
  • Covering emergency medical expenses including dental and emergency evacuation
  • Cover hazardous and winter sports.
*Terms and conditions apply.
To read the terms and conditions view the policy wording: click here
Buy your Travel Insurance today and enjoy your next trip worry-free!