In cooperation with a leading international Travel Insurance Service provider (AIG), we offer flexible and comprehensive travel plans (elite, platinum, gold and silver). The plans are available for individual and families. They can cover single trip to multiple trips under an annual policy.

POLICY BENEFITS & LIMITATIONS

SUMMARY OF COVERS

TRAVELLER

Limits in USD

PEARL

Limits in USD

FAMILY

Limits in USD

SCHENGEN

Limits in EUR
Medical Expenses and Hospitalization Abroad 150,000 50,000 50,000 30,000
Emergency Medical Evacuation 150,000 50,000 50,000 30,000
Emergency Dental Care 1,000 1,000 1,000 1,000
Repatriation of Mortal Remains 15,000 10,000 10,000 5,000
Repatriation of family member travelling with the insured 10,000 5,000 5,000 2,000
Emergency Return Home Following Death of a Close Relative 5,000 2,000 2,000 2,000
Travel of One Immediate Family Member 100/-day
Max 1000/-
85/-day
Max 850/-
85/-day
Max 850/-
Not covered
24 Hours Assistance Services Covered Covered Covered Covered
Delivery of Medicines 5,000 1,000 1,000 Not covered
Advance of Bail Bond 10,000 4,000 4,000 Not covered
Legal Defence 5,000 2,000 2,000 Not covered
Hijacking 250 / hour up to 10000 Not covered Not covered Not covered
Loss of Passport, driving license, Civil identity card abroad 500 300 300 Covered
Compensation for inflight loss of checked-in baggage 2,500 1,000 1,000 Not covered
  • Per Bag
1,250 500 500 Not covered
  • Per Item
125 50 50 Not covered
Compensation for delay in the arrival of luggage 1,000 500 500 Not covered
Delayed Departure 1,000 500 500 Not covered
Location and forwarding of personal effects Covered Covered Covered Covered
Death in common carrier 50,000 25,000 25,000 30,000
Permanent disability % of principal sum as per scale % of principal sum as per scale % of principal sum as per scale Not Covered
Permanent Total disability 50,000 25,000 25,000 Not covered
Personal Civil Liability 50,000 25,000 25,000 Not covered
  • Limits in USD
    Geographical coverage Worldwide or Worldwide I
    Medical Expenses due to COVID-19
    A. Medical & Emergency Assistance
    Medical Expenses and Hospitalization Abroad 150,000
    Emergency Medical Evacuation 150,000
    Emergency Dental Care 1,000
    Repatriation of Mortal Remains 15,000
    Repatriation of family member travelling with the insured 10,000
    Emergency Return Home Following Death of a Close Relative 5,000
    Travel of One Immediate Family Member 100/-day
    Max 1000/-
    B. Personal Assistance Services
    24 Hours Assistance Services Covered
    Delivery of Medicines 5,000
    Advance of Bail Bond 10,000
    Legal Defence 5,000
    Hijacking 250 / hour up to 10000
    C. Losses & Delays
    Loss of Passport, driving license, Civil identity card abroad 500
    Compensation for inflight loss of checked-in baggage 2,500
    • Per Bag
    1,250
    • Per Item
    125
    Compensation for delay in the arrival of luggage 1,000
    Delayed Departure 1,000
    Location and forwarding of personal effects Covered
    D. Personal Accident
    Death in common carrier 50,000
    Permanent disability % of principal sum as per scale
    Permanent Total disability 50,000
    E. Civil Liability Benefits
    Personal Civil Liability 50,000
  • Limits in USD
    Geographical coverage Worldwide or Worldwide I
    Medical Expenses due to COVID-19
    A. Medical & Emergency Assistance
    Medical Expenses and Hospitalization Abroad 50,000
    Emergency Medical Evacuation 50,000
    Emergency Dental Care 1,000
    Repatriation of Mortal Remains 10,000
    Repatriation of family member travelling with the insured 5,000
    Emergency Return Home Following Death of a Close Relative 2,000
    Travel of One Immediate Family Member 85/-day
    Max 850/-
    B. Personal Assistance Services
    24 Hours Assistance Services Covered
    Delivery of Medicines 1,000
    Advance of Bail Bond 4,000
    Legal Defence 2,000
    Hijacking Not covered
    C. Losses & Delays
    Loss of Passport, driving license, Civil identity card abroad 300
    Compensation for inflight loss of checked-in baggage 1,000
    • Per Bag
    500
    • Per Item
    50
    Compensation for delay in the arrival of luggage 500
    Delayed Departure 500
    Location and forwarding of personal effects Covered
    D. Personal Accident
    Death in common carrier 25,000
    Permanent disability % of principal sum as per scale
    Permanent Total disability 25,000
    E. Civil Liability Benefits
    Personal Civil Liability 25,000
  • Limits in USD
    Geographical coverage Worldwide
    Medical Expenses due to COVID-19
    A. Medical & Emergency Assistance
    Medical Expenses and Hospitalization Abroad 50,000
    Emergency Medical Evacuation 50,000
    Emergency Dental Care 1,000
    Repatriation of Mortal Remains 10,000
    Repatriation of family member travelling with the insured 5,000
    Emergency Return Home Following Death of a Close Relative 2,000
    Travel of One Immediate Family Member 85/-day
    Max 850/-
    B. Personal Assistance Services
    24 Hours Assistance Services Covered
    Delivery of Medicines 1,000
    Advance of Bail Bond 4,000
    Legal Defence 2,000
    Hijacking Not covered
    C. Losses & Delays
    Loss of Passport, driving license, Civil identity card abroad 300
    Compensation for inflight loss of checked-in baggage 1,000
    • Per Bag
    500
    • Per Item
    50
    Compensation for delay in the arrival of luggage 500
    Delayed Departure 500
    Location and forwarding of personal effects Covered
    D. Personal Accident
    Death in common carrier 25,000
    Permanent disability % of principal sum as per scale
    Permanent Total disability 25,000
    E. Civil Liability Benefits
    Personal Civil Liability 25,000
  • Limits in EUR
    Geographical coverage Europe
    Medical Expenses due to COVID-19
    A. Medical & Emergency Assistance
    Medical Expenses and Hospitalization Abroad 30,000
    Emergency Medical Evacuation 30,000
    Emergency Dental Care 1,000
    Repatriation of Mortal Remains 5,000
    Repatriation of family member travelling with the insured 2,000
    Emergency Return Home Following Death of a Close Relative 2,000
    Travel of One Immediate Family Member Not covered
    B. Personal Assistance Services
    24 Hours Assistance Services Covered
    Delivery of Medicines Not covered
    Advance of Bail Bond Not covered
    Legal Defence Not covered
    Hijacking Not covered
    C. Losses & Delays
    Loss of Passport, driving license, Civil identity card abroad Covered
    Compensation for inflight loss of checked-in baggage Not covered
    • Per Bag
    Not covered
    • Per Item
    Not covered
    Compensation for delay in the arrival of luggage Not covered
    Delayed Departure Not covered
    Location and forwarding of personal effects Covered
    D. Personal Accident
    Death in common carrier 30,000
    Permanent disability Not Covered
    Permanent Total disability Not covered
    E. Civil Liability Benefits
    Personal Civil Liability Not covered
Geographical coverage description

Geographical coverage

  • Europe All European countries including the Schegen Area
    Worldwide Provides Worldwide cover except the country of residence
    Worldwide 1 Provides Worldwide cover except the country of residence, USA and Canada
Benefits

Platinum
  • Covering personal accidents like accidental death, permanent partial disability and permanent total disability
  • Covering emergency medical expenses including dental and emergency evacuation
  • Travel inconvenience includes baggage loss, baggage delay, travel delay, personal liability, repatriation of remains, hijacking, emergency family travel, bail bond, loss of passport, trip cancellation, missed departure.
  • Can cover hazardous and winter sports, and terrorism
*Terms and conditions apply.
Gold
  • Covering personal accidents like accidential death, permanent partial disability and permanent total disability
  • Covering emergency medical expenses including dental and emergency evacuation
  • Travel inconvenience includes baggage loss, baggage delay, travel delay, personal liability, repatriation of remains, loss of passport, trip cancellation.
  • Can cover hazardous and winter sports, and terrorism
*Terms and conditions apply.
Silver
  • Covering personal accidents like accidental death in respect of common carrier.
  • Covering emergency medical expenses including dental and emergency evacuation
  • Cover hazardous and winter sports.
*Terms and conditions apply.
To read the terms and conditions view the policy wording: click here
Buy your Travel Insurance today and enjoy your next trip worry-free!